CNYHomes Blog

Are you pre-approved?

Posted by Patrick O'Connor on 4/16/18 3:57 PM

One of the first questions I ask a potential home buyer is, “Have you been pre-approved for a mortgage.” Sometimes the response I get is a simple yes, while other times the buyer just gives an offended look. I don’t ask the question to be nosey. I ask it because it is vital information needed to determine if you the buyer are ready.

A buyer who has not been pre-approved is not ready to look at homes. Yes, you may think you know what you can afford, but until you sit down with a lender you don’t know what you can borrow. As a buyer you should know the costs associated with buying and financing a home before you start to look. Lenders take more than just how much you make into consideration.

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Topics: Home Buyer

Why Use a Local Brokerage

Posted by Patrick O'Connor on 4/5/18 2:06 PM
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Topics: Home Seller

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CNYHomes is an independent, boutique real estate brokerage firm specializing in Syracuse and Central New York. Our mission is to combine experienced agents, effective marketing and a dominant web presence to provide the best real estate experience for buyers and sellers in Central New York.

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